What unexpected expenses should I prepare for?

Before signing, ask for a written breakdown of the first rent payment, security deposit, agency commission and any applicable VAT, Ejari charges and administration fees. Your payment schedule matters too: paying rent in fewer instalments means having more money available upfront.

Utility setup can add another layer. DEWA currently requires a refundable security deposit of AED 2,000 for an apartment or AED 4,000 for a villa, plus AED 155 in activation fees. Depending on the property and provider, cooling and gas may have separate deposits or connection charges. Internet installation, equipment and package commitments should also be checked before ordering. www.dewa.gov.ae

Ask building management about refundable moving deposits, access cards, additional parking and any move-in charges. Allow for cleaning, curtains, appliances, kitchen essentials, furniture assembly and delivery costs. Movers may charge extra for storage, difficult access or services excluded from the original quote, so confirm exactly what is included.

Relocation delays can also become expensive. Extra nights in temporary accommodation, overlapping bookings, taxis and eating out can quickly increase your spending. Families should check school costs beyond tuition, while anyone arranging their own paperwork should account for attestation, translation and courier fees.

Keep refundable deposits separate from fees in your budget: both require cash upfront, but deposits may remain tied up throughout your tenancy. Ask which recurring charges will appear on future bills, too.