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GUIDE

Who holds my rent security deposit, and what can be deducted?

By JJay Ellis ·Checked against official sources· Updated October 2026Follow @getsetl.ae

Who has it?

Usually the landlord. If you paid an agent, your receipt should show who received it and on whose behalf. Keep that receipt, because it's what you'll use to claim the deposit back.

How much?

Whatever your contract says. Usually 5% of annual rent unfurnished and 10% furnished.

What can be deducted?

  • Damage beyond normal wear and tear
  • Missing or broken landlord-owned furniture and appliances
  • Restoration you agreed to (for example repainting a colour you changed)
  • Unpaid bills or rent, if your contract allows

What shouldn't be deducted

Normal wear and tear: light scuffs, faded paint, small nail holes from approved hanging, carpet wear from normal use. Dubai's rental law recognises wear and tear when the home is returned.

Protect your deposit

  1. At move-in: dated photos and a defect list the landlord acknowledges. How to record damage.
  2. During the tenancy: report problems promptly in writing.
  3. At move-out: repeat the photos, clean properly, return every key and card, and close your utility accounts.

If deductions seem unfair

Ask for an itemised breakdown with photos and quotes or invoices. Compare it with your move-in evidence. If you can't agree, the Rental Dispute Center can decide.

Common questions

When should I get my security deposit back?

At the end of the tenancy, once the home is handed back and any valid deductions are agreed. Ask your landlord for a refund date in writing.

Can the landlord keep the deposit for repainting?

Only for damage beyond normal wear and tear, or if your contract requires it. Fading and light marks are normal wear.

Sources

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