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What is the total cost of moving into an apartment in Dubai?

By JJay Ellis ·Checked against official sources· Updated October 2026Follow @getsetl.ae

Worked example: AED 100,000 a year, unfurnished apartment

CostAmountComes back?
Security deposit (5%)AED 5,000Yes, at move-out
Agency commission (5% + VAT)AED 5,250No
EjariAED 177.75 to 299No
DEWA depositAED 2,000Yes
DEWA activationAbout AED 155No
SubtotalAbout AED 12,600 to 12,700

Then add, depending on your building:

  • Chiller: deposit and activation fee. With Emicool, the deposit equals 8 months of your capacity charge, plus a AED 200 activation fee.
  • Gas: deposit and activation fee (varies by supplier).
  • Internet: setup fee, if any.
  • Move-in permit: fee or refundable deposit (varies by building).
  • Movers, cleaning and furniture.

These figures are a guide. Your contract and providers set the exact amounts.

Refundable deposits

  • Rent security deposit (from your landlord)
  • DEWA deposit
  • Chiller and gas deposits
  • Moving deposit (from the building)

You get these back when you leave, minus any valid deductions and unpaid bills.

Non-refundable fees

  • Agency commission
  • Ejari registration
  • DEWA, chiller and gas activation fees
  • Internet installation
  • Movers and cleaning

Your first rent payment

Many landlords want the first cheque (or the full year, if paying in one cheque) at signing, so include that in your upfront cash plan too.

Avoid surprises

Ask for an itemised list of every payment before you sign, separate deposits from fees, and keep a receipt for each one.

Common questions

How much money do I need to move into a Dubai apartment?

Your first rent payment plus roughly 12 to 15% of annual rent for deposits and fees, and utility deposits (from AED 2,000) and moving costs on top.

Can I avoid the agency fee?

Only by renting directly from the landlord or developer. If you used an agent, it's usually 5% plus VAT.

Sources

More Move-in costs & deposits guides

Related guides

Setl is Dubai's free move-in assistant: one checklist for Ejari, DEWA, AC, gas, internet and permits, in the right order for your building.