What should I budget for beyond the price of a car?

Your regular spending will include fuel or charging, Salik tolls, parking and cleaning. Check whether your tenancy includes a parking bay and whether you also pay at work. Estimate tolls using your actual commute, including crossings in both directions.

Set aside money for servicing and repairs. Include tyres, brakes, batteries, air-conditioning maintenance and other wear-related replacements. Check what the warranty or service package covers, its expiry and mileage limits, and what you must pay separately. A used car may need immediate work even if its purchase price is attractive.

Compare insurance excesses, exclusions, roadside assistance and replacement-car benefits. If you would need taxis or a rental while your car is being repaired, allow for that possibility too.

Include depreciation when comparing the total cost over your expected stay. Work out the purchase price plus ownership expenses, then subtract a realistic resale estimate. Keep an emergency repair reserve separate from predictable monthly spending.